Xcel Energy Inc. (XEL) Growth of $10K (Lump Sum & DCA)XELXcel Energy Inc.NASDAQUtilities$70.48$-0.21 -0.30%Oct 1, 2026 close © 2026 WallStMonk. All rights reserved. v0.16.34Not investment advice · Data as of previous market close
Lump Sum10 years ago
$10,000 invested once
$24,185+$14,185 · +141.85%
Total invested$10,000
Annualised (CAGR)+9.25%
Max drawdown-32.51%
SIP · Monthly122 contributions
$100 every month
$17,178+$4,978 · +40.80%
Total invested$12,200
Money-weighted (XIRR)+6.68%
Max drawdown-26.47%
SIP · Biweekly261 contributions
$100 every two weeks
$36,657+$10,557 · +40.45%
Total invested$26,100
Money-weighted (XIRR)+6.65%
Max drawdown-26.76%
Best 12-month stretch+51.04%Feb 2024 → Feb 2025
Worst 12-month stretch-23.63%Sep 2022 → Sep 2023
Deepest drawdown-32.51%peak-to-trough on the lump sum
Fee drag over 10 yrs—not a fund — no expense ratio
Dividend earnings+$4,735on $10,000, trailing 10 years
Growth of your contributions
It would be worth$41,363after your settings in XEL
Profit+$19,163+86.32% on money in
Annualised return+8.46%Money-weighted (XIRR)
Deepest dip-28.23%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|
-6.17% | -13.31% | -11.34% | -9.46% | +10.82% p.a. | +5.56% p.a. | +9.25% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|
| +3.61% | +21.91% | +4.22% | +32.76% | +9.16% | +4.40% | +6.45% | -8.67% | +10.94% | +16.59% | -3.44% |
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|
| 2016 | $10,300 | $10,674 | +$374 | +3.63% |
| 2017 | $11,500 | $14,290 | +$2,790 | +24.26% |
| 2018 | $12,800 | $16,270 | +$3,470 | +27.11% |
| 2019 | $14,000 | $22,896 | +$8,896 | +63.54% |
| 2020 | $15,200 | $26,236 | +$11,036 | +72.61% |
| 2021 | $16,400 | $28,637 | +$12,237 | +74.61% |
| 2022 | $17,600 | $31,701 | +$14,101 | +80.12% |
| 2023 | $18,800 | $30,146 | +$11,346 | +60.35% |
| 2024 | $20,100 | $34,924 | +$14,824 | +73.75% |
| 2025 | $21,300 | $41,977 | +$20,677 | +97.08% |
| 2026 (YTD) | $22,200 | $41,363 | +$19,163 | +86.32% |