Lump Sum10 years ago
$10,000 invested once
$57,723+$47,723 · +477.23%
Total invested$10,000
Annualised (CAGR)+19.23%
Max drawdown-24.21%
SIP · Monthly122 contributions
$100 every month
$33,021+$20,821 · +170.67%
Total invested$12,200
Money-weighted (XIRR)+19.04%
Max drawdown-21.43%
SIP · Biweekly261 contributions
$100 every two weeks
$70,605+$44,505 · +170.52%
Total invested$26,100
Money-weighted (XIRR)+19.08%
Max drawdown-22.34%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$90,745after your settings in X.TO
Profit
+$68,545+308.76% on money in
Annualised return
+19.17%Money-weighted (XIRR)
Deepest dip
-23.57%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+6.29% | +15.58% | +7.16% | +15.76% | +27.31% p.a. | +19.02% p.a. | +19.23% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +14.77% | +1.31% | +4.38% | +61.97% | +15.02% | +3.21% | +8.39% | +21.20% | +41.55% | +17.50% | +13.21% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $11,695 | +$1,495 | +14.66% |
| 2017 | $11,500 | $13,171 | +$1,671 | +14.53% |
| 2018 | $12,700 | $14,837 | +$2,137 | +16.83% |
| 2019 | $13,900 | $25,456 | +$11,556 | +83.14% |
| 2020 | $15,100 | $30,518 | +$15,418 | +102.10% |
| 2021 | $16,300 | $32,678 | +$16,378 | +100.48% |
| 2022 | $17,500 | $36,669 | +$19,169 | +109.53% |
| 2023 | $18,800 | $45,910 | +$27,110 | +144.20% |
| 2024 | $20,000 | $66,362 | +$46,362 | +231.81% |
| 2025 | $21,200 | $79,160 | +$57,960 | +273.40% |
| 2026 (YTD) | $22,200 | $90,745 | +$68,545 | +308.76% |
Best 12-month stretch
+65.68%Dec 2018 → Dec 2019
Worst 12-month stretch
-18.23%Jun 2025 → Jun 2026
Deepest drawdown
-24.21%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$5,004on $10,000, trailing 10 years