Lump Sum10 years ago
$10,000 invested once
$27,776+$17,776 · +177.76%
Total invested$10,000
Annualised (CAGR)+20.73%
Max drawdown-32.84%
SIP · Monthly67 contributions
$100 every month
$13,382+$6,682 · +99.73%
Total invested$6,700
Money-weighted (XIRR)+25.91%
Max drawdown-29.82%
SIP · Biweekly142 contributions
$100 every two weeks
$28,303+$14,103 · +99.31%
Total invested$14,200
Money-weighted (XIRR)+25.81%
Max drawdown-29.50%
Playground
How you invest
Growth of your contributions
You invest
$16,700
It would be worth
$41,158after your settings in TFPM.TO
Profit
+$24,458+146.46% on money in
Annualised return
+21.79%Money-weighted (XIRR)
Deepest dip
-31.20%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-11.30% | -1.29% | -12.14% | +0.97% | +32.38% p.a. | +31.49% p.a. | — |
Calendar-year returns
| 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|
| -1.54% | +25.49% | -4.50% | +26.31% | +106.55% | -9.77% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2021 | $10,800 | $10,744 | -$56 | -0.52% |
| 2022 | $12,000 | $14,872 | +$2,872 | +23.93% |
| 2023 | $13,200 | $15,353 | +$2,153 | +16.31% |
| 2024 | $14,500 | $20,792 | +$6,292 | +43.39% |
| 2025 | $15,700 | $44,612 | +$28,912 | +184.15% |
| 2026 (YTD) | $16,700 | $41,158 | +$24,458 | +146.46% |
Best 12-month stretch
+140.81%Feb 2025 → Feb 2026
Worst 12-month stretch
-9.79%Feb 2023 → Feb 2024
Deepest drawdown
-32.84%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$958on $10,000, trailing 10 years