Lump Sum10 years ago
$10,000 invested once
$7,717-$2,283 · -22.83%
Total invested$10,000
Annualised (CAGR)-3.03%
Max drawdown-81.00%
SIP · Monthly103 contributions
$100 every month
$13,968+$3,668 · +35.61%
Total invested$10,300
Money-weighted (XIRR)+7.12%
Max drawdown-57.03%
SIP · Biweekly220 contributions
$100 every two weeks
$29,789+$7,789 · +35.40%
Total invested$22,000
Money-weighted (XIRR)+7.09%
Max drawdown-57.42%
Playground
How you invest
Growth of your contributions
You invest
$20,300
It would be worth
$21,686after your settings in STGO.TO
Profit
+$1,386+6.83% on money in
Annualised return
+1.05%Money-weighted (XIRR)
Deepest dip
-71.72%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-18.39% | +14.52% | +1.43% | -30.39% | +25.50% p.a. | +1.48% p.a. | — |
Calendar-year returns
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|
| -54.35% | +7.14% | +178.89% | -53.39% | -4.27% | -33.04% | -16.00% | +203.17% | -25.65% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2018 | $10,800 | $5,176 | -$5,624 | -52.07% |
| 2019 | $12,000 | $6,851 | -$5,149 | -42.91% |
| 2020 | $13,200 | $21,235 | +$8,035 | +60.87% |
| 2021 | $14,400 | $10,707 | -$3,693 | -25.65% |
| 2022 | $15,700 | $11,500 | -$4,200 | -26.75% |
| 2023 | $16,900 | $8,766 | -$8,134 | -48.13% |
| 2024 | $18,100 | $8,500 | -$9,600 | -53.04% |
| 2025 | $19,300 | $27,878 | +$8,578 | +44.44% |
| 2026 (YTD) | $20,300 | $21,686 | +$1,386 | +6.83% |
Best 12-month stretch
+253.85%Jan 2025 → Jan 2026
Worst 12-month stretch
-64.00%May 2018 → May 2019
Deepest drawdown
-81.00%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years