Lump Sum10 years ago
$10,000 invested once
$12,132+$2,132 · +21.32%
Total invested$10,000
Annualised (CAGR)+1.96%
Max drawdown-49.33%
SIP · Monthly122 contributions
$100 every month
$11,569-$631 · -5.17%
Total invested$12,200
Money-weighted (XIRR)-1.07%
Max drawdown-34.39%
SIP · Biweekly261 contributions
$100 every two weeks
$24,728-$1,372 · -5.26%
Total invested$26,100
Money-weighted (XIRR)-1.09%
Max drawdown-33.98%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$23,701after your settings in RCI-B.TO
Profit
+$1,501+6.76% on money in
Annualised return
+0.90%Money-weighted (XIRR)
Deepest dip
-40.17%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+0.38% | -0.86% | -6.13% | -14.41% | +0.06% p.a. | -1.04% p.a. | +1.96% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.86% | +27.57% | +12.59% | -5.34% | -4.72% | +5.03% | +8.69% | +1.25% | -25.50% | +22.50% | -10.45% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,114 | -$86 | -0.84% |
| 2017 | $11,500 | $14,282 | +$2,782 | +24.19% |
| 2018 | $12,700 | $17,425 | +$4,725 | +37.20% |
| 2019 | $13,900 | $17,652 | +$3,752 | +26.99% |
| 2020 | $15,100 | $18,074 | +$2,974 | +19.69% |
| 2021 | $16,300 | $20,187 | +$3,887 | +23.85% |
| 2022 | $17,500 | $23,214 | +$5,714 | +32.65% |
| 2023 | $18,800 | $24,872 | +$6,072 | +32.30% |
| 2024 | $20,000 | $19,556 | -$444 | -2.22% |
| 2025 | $21,200 | $25,432 | +$4,232 | +19.96% |
| 2026 (YTD) | $22,200 | $23,701 | +$1,501 | +6.76% |
Best 12-month stretch
+50.71%May 2025 → May 2026
Worst 12-month stretch
-34.94%Jan 2024 → Jan 2025
Deepest drawdown
-49.33%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$3,759on $10,000, trailing 10 years