Lump Sum10 years ago
$10,000 invested once
$27,532+$17,532 · +175.32%
Total invested$10,000
Annualised (CAGR)+22.44%
Max drawdown-56.80%
SIP · Monthly61 contributions
$100 every month
$12,421+$6,321 · +103.62%
Total invested$6,100
Money-weighted (XIRR)+28.89%
Max drawdown-51.48%
SIP · Biweekly131 contributions
$100 every two weeks
$26,676+$13,576 · +103.64%
Total invested$13,100
Money-weighted (XIRR)+29.18%
Max drawdown-51.61%
Playground
How you invest
Growth of your contributions
You invest
$16,100
It would be worth
$39,953after your settings in PRL.TO
Profit
+$23,853+148.15% on money in
Annualised return
+23.69%Money-weighted (XIRR)
Deepest dip
-55.34%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-2.12% | +0.86% | +13.24% | -3.76% | +50.84% p.a. | +21.43% p.a. | — |
Calendar-year returns
| 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|
| +29.39% | -42.90% | +82.62% | +190.80% | -32.04% | +3.26% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2021 | $10,300 | $13,275 | +$2,975 | +28.88% |
| 2022 | $11,500 | $8,705 | -$2,795 | -24.30% |
| 2023 | $12,700 | $17,874 | +$5,174 | +40.74% |
| 2024 | $13,900 | $53,937 | +$40,037 | +288.03% |
| 2025 | $15,200 | $37,742 | +$22,542 | +148.30% |
| 2026 (YTD) | $16,100 | $39,953 | +$23,853 | +148.15% |
Best 12-month stretch
+377.74%Nov 2023 → Nov 2024
Worst 12-month stretch
-45.36%Nov 2024 → Nov 2025
Deepest drawdown
-56.80%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$2,719on $10,000, trailing 10 years