Lump Sum10 years ago
$10,000 invested once
$36,806+$26,806 · +268.06%
Total invested$10,000
Annualised (CAGR)+13.97%
Max drawdown-56.35%
SIP · Monthly122 contributions
$100 every month
$34,930+$22,730 · +186.31%
Total invested$12,200
Money-weighted (XIRR)+20.09%
Max drawdown-48.67%
SIP · Biweekly261 contributions
$100 every two weeks
$74,915+$48,815 · +187.03%
Total invested$26,100
Money-weighted (XIRR)+20.19%
Max drawdown-47.87%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$71,736after your settings in OR.TO
Profit
+$49,536+223.13% on money in
Annualised return
+15.95%Money-weighted (XIRR)
Deepest dip
-54.32%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-9.07% | +11.93% | -16.43% | -0.81% | +40.36% p.a. | +25.54% p.a. | +13.97% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -6.30% | +10.92% | -14.29% | +3.70% | +31.01% | -2.67% | +7.02% | +17.33% | +43.34% | +81.86% | -4.54% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $9,563 | -$637 | -6.24% |
| 2017 | $11,500 | $11,862 | +$362 | +3.15% |
| 2018 | $12,700 | $11,436 | -$1,264 | -9.95% |
| 2019 | $13,900 | $12,954 | -$946 | -6.81% |
| 2020 | $15,100 | $18,397 | +$3,297 | +21.84% |
| 2021 | $16,300 | $19,109 | +$2,809 | +17.23% |
| 2022 | $17,500 | $21,790 | +$4,290 | +24.51% |
| 2023 | $18,800 | $26,879 | +$8,079 | +42.97% |
| 2024 | $20,000 | $39,910 | +$19,910 | +99.55% |
| 2025 | $21,200 | $74,176 | +$52,976 | +249.88% |
| 2026 (YTD) | $22,200 | $71,736 | +$49,536 | +223.13% |
Best 12-month stretch
+145.87%Feb 2025 → Feb 2026
Worst 12-month stretch
-51.67%Mar 2019 → Mar 2020
Deepest drawdown
-56.35%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$1,484on $10,000, trailing 10 years