Lump Sum10 years ago
$10,000 invested once
$5,519-$4,481 · -44.81%
Total invested$10,000
Annualised (CAGR)-5.79%
Max drawdown-90.41%
SIP · Monthly122 contributions
$100 every month
$27,327+$15,127 · +123.99%
Total invested$12,200
Money-weighted (XIRR)+15.51%
Max drawdown-68.87%
SIP · Biweekly261 contributions
$100 every two weeks
$59,031+$32,931 · +126.17%
Total invested$26,100
Money-weighted (XIRR)+15.73%
Max drawdown-68.23%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$32,845after your settings in GAU.TO
Profit
+$10,645+47.95% on money in
Annualised return
+5.36%Money-weighted (XIRR)
Deepest dip
-82.82%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-3.42% | +7.22% | -15.06% | -25.98% | +56.44% p.a. | +24.67% p.a. | -5.79% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -19.37% | -78.40% | +12.36% | +22.00% | +17.21% | -36.36% | -20.88% | +70.83% | +51.22% | +89.25% | -19.89% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $8,239 | -$1,961 | -19.23% |
| 2017 | $11,500 | $2,476 | -$9,024 | -78.47% |
| 2018 | $12,700 | $3,844 | -$8,856 | -69.73% |
| 2019 | $13,900 | $6,165 | -$7,735 | -55.65% |
| 2020 | $15,100 | $8,338 | -$6,762 | -44.78% |
| 2021 | $16,300 | $6,188 | -$10,112 | -62.04% |
| 2022 | $17,500 | $6,203 | -$11,297 | -64.56% |
| 2023 | $18,800 | $12,514 | -$6,286 | -33.43% |
| 2024 | $20,000 | $20,082 | +$82 | +0.41% |
| 2025 | $21,200 | $39,880 | +$18,680 | +88.11% |
| 2026 (YTD) | $22,200 | $32,845 | +$10,645 | +47.95% |
Best 12-month stretch
+231.08%Oct 2023 → Oct 2024
Worst 12-month stretch
-84.95%Dec 2016 → Dec 2017
Deepest drawdown
-90.41%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years