Lump Sum10 years ago
$10,000 invested once
$22,151+$12,151 · +121.51%
Total invested$10,000
Annualised (CAGR)+8.31%
Max drawdown-58.33%
SIP · Monthly122 contributions
$100 every month
$21,476+$9,276 · +76.03%
Total invested$12,200
Money-weighted (XIRR)+10.97%
Max drawdown-43.77%
SIP · Biweekly261 contributions
$100 every two weeks
$45,874+$19,774 · +75.76%
Total invested$26,100
Money-weighted (XIRR)+10.97%
Max drawdown-43.21%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$43,627after your settings in BTO.TO
Profit
+$21,427+96.52% on money in
Annualised return
+9.20%Money-weighted (XIRR)
Deepest dip
-49.85%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-13.45% | +23.43% | -0.47% | -6.54% | +18.28% p.a. | +9.75% p.a. | +8.31% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -17.36% | +21.63% | +1.03% | +28.42% | +44.77% | -27.32% | +0.86% | -8.71% | -6.08% | +70.84% | +9.26% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $8,448 | -$1,752 | -17.18% |
| 2017 | $11,500 | $11,725 | +$225 | +1.96% |
| 2018 | $12,700 | $13,215 | +$515 | +4.05% |
| 2019 | $13,900 | $18,432 | +$4,532 | +32.61% |
| 2020 | $15,100 | $27,952 | +$12,852 | +85.12% |
| 2021 | $16,300 | $21,429 | +$5,129 | +31.46% |
| 2022 | $17,500 | $22,847 | +$5,347 | +30.56% |
| 2023 | $18,800 | $22,048 | +$3,248 | +17.27% |
| 2024 | $20,000 | $21,909 | +$1,909 | +9.55% |
| 2025 | $21,200 | $38,978 | +$17,778 | +83.86% |
| 2026 (YTD) | $22,200 | $43,627 | +$21,427 | +96.52% |
Best 12-month stretch
+127.70%May 2019 → May 2020
Worst 12-month stretch
-48.80%Sep 2020 → Sep 2021
Deepest drawdown
-58.33%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$3,106on $10,000, trailing 10 years