Lump Sum10 years ago
$10,000 invested once
$8,853-$1,147 · -11.47%
Total invested$10,000
Annualised (CAGR)-1.21%
Max drawdown-50.19%
SIP · Monthly122 contributions
$100 every month
$9,449-$2,751 · -22.55%
Total invested$12,200
Money-weighted (XIRR)NaN%
Max drawdown-30.02%
SIP · Biweekly261 contributions
$100 every two weeks
$20,221-$5,879 · -22.53%
Total invested$26,100
Money-weighted (XIRR)NaN%
Max drawdown-30.01%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$18,302after your settings in BCE.TO
Profit
-$3,898-17.56% on money in
Annualised return
-2.69%Money-weighted (XIRR)
Deepest dip
-40.20%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-3.57% | -3.52% | -9.92% | -9.48% | -11.24% p.a. | -8.87% p.a. | -1.21% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.94% | +9.18% | -6.56% | +17.62% | -3.18% | +27.90% | -4.33% | -6.21% | -27.75% | +1.30% | -8.41% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,105 | -$95 | -0.93% |
| 2017 | $11,500 | $12,387 | +$887 | +7.71% |
| 2018 | $12,700 | $12,791 | +$91 | +0.72% |
| 2019 | $13,900 | $16,266 | +$2,366 | +17.02% |
| 2020 | $15,100 | $16,929 | +$1,829 | +12.11% |
| 2021 | $16,300 | $22,993 | +$6,693 | +41.06% |
| 2022 | $17,500 | $23,132 | +$5,632 | +32.19% |
| 2023 | $18,800 | $22,910 | +$4,110 | +21.86% |
| 2024 | $20,000 | $17,528 | -$2,472 | -12.36% |
| 2025 | $21,200 | $19,005 | -$2,195 | -10.36% |
| 2026 (YTD) | $22,200 | $18,302 | -$3,898 | -17.56% |
Best 12-month stretch
+33.51%Oct 2018 → Oct 2019
Worst 12-month stretch
-34.44%Jan 2024 → Jan 2025
Deepest drawdown
-50.19%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$5,357on $10,000, trailing 10 years