Lump Sum10 years ago
$10,000 invested once
$18,593+$8,593 · +85.93%
Total invested$10,000
Annualised (CAGR)+6.42%
Max drawdown-73.14%
SIP · Monthly122 contributions
$100 every month
$23,624+$11,424 · +93.64%
Total invested$12,200
Money-weighted (XIRR)+12.77%
Max drawdown-57.12%
SIP · Biweekly261 contributions
$100 every two weeks
$50,284+$24,184 · +92.66%
Total invested$26,100
Money-weighted (XIRR)+12.71%
Max drawdown-56.77%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$42,217after your settings in AG.TO
Profit
+$20,017+90.17% on money in
Annualised return
+8.76%Money-weighted (XIRR)
Deepest dip
-66.83%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-23.23% | -10.06% | -26.27% | +15.05% | +40.25% p.a. | +5.99% p.a. | +6.42% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -9.04% | -17.35% | -2.00% | +87.12% | +9.84% | -17.53% | -19.61% | -27.67% | +3.37% | +163.98% | -6.16% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $9,275 | -$925 | -9.07% |
| 2017 | $11,500 | $8,805 | -$2,695 | -23.43% |
| 2018 | $12,700 | $9,909 | -$2,791 | -21.97% |
| 2019 | $13,900 | $20,328 | +$6,428 | +46.25% |
| 2020 | $15,100 | $23,931 | +$8,831 | +58.49% |
| 2021 | $16,300 | $20,707 | +$4,407 | +27.03% |
| 2022 | $17,500 | $17,777 | +$277 | +1.59% |
| 2023 | $18,800 | $14,116 | -$4,684 | -24.91% |
| 2024 | $20,000 | $15,829 | -$4,171 | -20.86% |
| 2025 | $21,200 | $44,169 | +$22,969 | +108.34% |
| 2026 (YTD) | $22,200 | $42,217 | +$20,017 | +90.17% |
Best 12-month stretch
+464.22%Feb 2025 → Feb 2026
Worst 12-month stretch
-53.35%Feb 2017 → Feb 2018
Deepest drawdown
-73.14%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$167on $10,000, trailing 10 years