Lump Sum10 years ago
$10,000 invested once
$42,090+$32,090 · +320.90%
Total invested$10,000
Annualised (CAGR)+15.51%
Max drawdown-50.51%
SIP · Monthly122 contributions
$100 every month
$43,219+$31,019 · +254.26%
Total invested$12,200
Money-weighted (XIRR)+24.05%
Max drawdown-43.06%
SIP · Biweekly261 contributions
$100 every two weeks
$92,466+$66,366 · +254.28%
Total invested$26,100
Money-weighted (XIRR)+24.11%
Max drawdown-43.13%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$85,309after your settings in AEM.TO
Profit
+$63,109+284.28% on money in
Annualised return
+18.32%Money-weighted (XIRR)
Deepest dip
-44.58%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-11.53% | +19.10% | -10.56% | +7.42% | +56.09% p.a. | +33.10% p.a. | +15.51% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -18.30% | +3.72% | -5.48% | +47.50% | +14.95% | -23.19% | +8.18% | +6.66% | +65.13% | +102.37% | +4.66% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $8,363 | -$1,837 | -18.01% |
| 2017 | $11,500 | $9,956 | -$1,544 | -13.43% |
| 2018 | $12,700 | $10,679 | -$2,021 | -15.91% |
| 2019 | $13,900 | $17,198 | +$3,298 | +23.72% |
| 2020 | $15,100 | $21,056 | +$5,956 | +39.44% |
| 2021 | $16,300 | $17,244 | +$944 | +5.79% |
| 2022 | $17,500 | $19,995 | +$2,495 | +14.26% |
| 2023 | $18,800 | $22,711 | +$3,911 | +20.80% |
| 2024 | $20,000 | $39,033 | +$19,033 | +95.17% |
| 2025 | $21,200 | $80,603 | +$59,403 | +280.20% |
| 2026 (YTD) | $22,200 | $85,309 | +$63,109 | +284.28% |
Best 12-month stretch
+147.93%Feb 2025 → Feb 2026
Worst 12-month stretch
-37.85%Nov 2020 → Nov 2021
Deepest drawdown
-50.51%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$2,241on $10,000, trailing 10 years