Synchrony Financial (SYF) Growth of $10K (Lump Sum & DCA)SYFSynchrony FinancialNYSE$70.67$-4.33 -5.77%Sep 24, 2026 close © 2026 WallStMonk. All rights reserved. v0.15.17Not investment advice · Data as of previous market close
Lump Sum10 years ago
$10,000 invested once
$31,875+$21,875 · +218.75%
Total invested$10,000
Annualised (CAGR)+12.31%
Max drawdown-65.19%
SIP · Monthly122 contributions
$100 every month
$26,581+$14,381 · +117.88%
Total invested$12,200
Money-weighted (XIRR)+14.94%
Max drawdown-61.17%
SIP · Biweekly261 contributions
$100 every two weeks
$56,778+$30,678 · +117.54%
Total invested$26,100
Money-weighted (XIRR)+14.95%
Max drawdown-61.36%
Best 12-month stretch+225.78%Mar 2020 → Mar 2021
Worst 12-month stretch-57.94%Apr 2019 → Mar 2020
Deepest drawdown-65.19%peak-to-trough on the lump sum
Fee drag over 10 yrs—not a fund — no expense ratio
Dividend earnings+$3,207on $10,000, trailing 10 years
Growth of your contributions
It would be worth$58,457after your settings in SYF
Profit+$36,257+163.32% on money in
Annualised return+13.13%Money-weighted (XIRR)
Deepest dip-63.81%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|
-9.46% | -9.77% | +9.03% | -3.61% | +35.08% p.a. | +9.65% p.a. | +12.31% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|
| +30.13% | +8.35% | -33.13% | +45.07% | +0.82% | +36.40% | -27.43% | +19.76% | +78.78% | +29.01% | -15.47% |
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|
| 2016 | $10,400 | $13,477 | +$3,077 | +29.59% |
| 2017 | $11,600 | $16,060 | +$4,460 | +38.45% |
| 2018 | $12,800 | $11,719 | -$1,081 | -8.45% |
| 2019 | $14,000 | $18,302 | +$4,302 | +30.73% |
| 2020 | $15,200 | $20,171 | +$4,971 | +32.70% |
| 2021 | $16,400 | $28,764 | +$12,364 | +75.39% |
| 2022 | $17,700 | $22,109 | +$4,409 | +24.91% |
| 2023 | $18,900 | $27,914 | +$9,014 | +47.69% |
| 2024 | $20,100 | $51,594 | +$31,494 | +156.69% |
| 2025 | $21,300 | $68,131 | +$46,831 | +219.87% |
| 2026 (YTD) | $22,200 | $58,457 | +$36,257 | +163.32% |