Lump Sum10 years ago
$10,000 invested once
$6,333-$3,667 · -36.67%
Total invested$10,000
Annualised (CAGR)-4.47%
Max drawdown-85.68%
SIP · Monthly122 contributions
$100 every month
$18,959+$6,759 · +55.40%
Total invested$12,200
Money-weighted (XIRR)+8.57%
Max drawdown-79.73%
SIP · Biweekly261 contributions
$100 every two weeks
$39,870+$13,770 · +52.76%
Total invested$26,100
Money-weighted (XIRR)+8.27%
Max drawdown-79.72%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$25,293after your settings in UCU.V
Profit
+$3,093+13.93% on money in
Annualised return
+1.79%Money-weighted (XIRR)
Deepest dip
-79.85%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-26.92% | -29.89% | -66.96% | -76.40% | +37.08% p.a. | +16.97% p.a. | -4.47% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +3.33% | -22.58% | -45.83% | +61.54% | -43.81% | -38.14% | -6.85% | +27.94% | -11.49% | +655.84% | -67.35% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,537 | +$337 | +3.30% |
| 2017 | $11,500 | $9,271 | -$2,229 | -19.38% |
| 2018 | $12,700 | $5,888 | -$6,812 | -53.64% |
| 2019 | $13,900 | $11,307 | -$2,593 | -18.66% |
| 2020 | $15,100 | $7,529 | -$7,571 | -50.14% |
| 2021 | $16,300 | $5,486 | -$10,814 | -66.34% |
| 2022 | $17,500 | $6,157 | -$11,343 | -64.82% |
| 2023 | $18,800 | $9,149 | -$9,651 | -51.34% |
| 2024 | $20,000 | $9,484 | -$10,516 | -52.58% |
| 2025 | $21,200 | $76,041 | +$54,841 | +258.69% |
| 2026 (YTD) | $22,200 | $25,293 | +$3,093 | +13.93% |
Best 12-month stretch
+1471.70%Oct 2024 → Oct 2025
Worst 12-month stretch
-76.42%Oct 2025 → Oct 2026
Deepest drawdown
-85.68%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years