Lump Sum10 years ago
$10,000 invested once
$15,676+$5,676 · +56.76%
Total invested$10,000
Annualised (CAGR)+8.19%
Max drawdown-56.20%
SIP · Monthly70 contributions
$100 every month
$6,837-$163 · -2.32%
Total invested$7,000
Money-weighted (XIRR)-0.82%
Max drawdown-51.91%
SIP · Biweekly150 contributions
$100 every two weeks
$14,645-$355 · -2.37%
Total invested$15,000
Money-weighted (XIRR)-0.84%
Max drawdown-52.09%
Playground
How you invest
Growth of your contributions
You invest
$17,000
It would be worth
$22,514after your settings in TOI.V
Profit
+$5,514+32.43% on money in
Annualised return
+6.25%Money-weighted (XIRR)
Deepest dip
-55.09%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+9.76% | +4.24% | +0.49% | -34.95% | +3.79% p.a. | -6.58% p.a. | — |
Calendar-year returns
| 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|
| +85.02% | -38.77% | +25.53% | +45.48% | -1.79% | -22.85% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2021 | $11,100 | $19,878 | +$8,778 | +79.08% |
| 2022 | $12,400 | $13,356 | +$956 | +7.71% |
| 2023 | $13,600 | $17,916 | +$4,316 | +31.73% |
| 2024 | $14,800 | $27,357 | +$12,557 | +84.84% |
| 2025 | $16,000 | $27,868 | +$11,868 | +74.17% |
| 2026 (YTD) | $17,000 | $22,514 | +$5,514 | +32.43% |
Best 12-month stretch
+65.69%Jul 2024 → Jul 2025
Worst 12-month stretch
-53.01%Sep 2021 → Sep 2022
Deepest drawdown
-56.20%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$362on $10,000, trailing 10 years