Lump Sum10 years ago
$10,000 invested once
$17,297+$7,297 · +72.97%
Total invested$10,000
Annualised (CAGR)+10.48%
Max drawdown-72.28%
SIP · Monthly67 contributions
$100 every month
$13,954+$7,254 · +108.27%
Total invested$6,700
Money-weighted (XIRR)+26.82%
Max drawdown-59.68%
SIP · Biweekly144 contributions
$100 every two weeks
$29,951+$15,551 · +107.99%
Total invested$14,400
Money-weighted (XIRR)+27.03%
Max drawdown-59.86%
Playground
How you invest
Growth of your contributions
You invest
$16,700
It would be worth
$31,252after your settings in SM.V
Profit
+$14,552+87.14% on money in
Annualised return
+14.64%Money-weighted (XIRR)
Deepest dip
-60.52%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-14.67% | -4.48% | -25.58% | -7.91% | +58.17% p.a. | +20.76% p.a. | — |
Calendar-year returns
| 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|
| -32.43% | +48.00% | -49.32% | +28.00% | +256.25% | -25.15% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2021 | $10,900 | $7,485 | -$3,415 | -31.33% |
| 2022 | $12,100 | $12,408 | +$308 | +2.55% |
| 2023 | $13,300 | $7,211 | -$6,089 | -45.78% |
| 2024 | $14,600 | $10,744 | -$3,856 | -26.41% |
| 2025 | $15,800 | $40,853 | +$25,053 | +158.56% |
| 2026 (YTD) | $16,700 | $31,252 | +$14,552 | +87.14% |
Best 12-month stretch
+461.82%Jan 2025 → Jan 2026
Worst 12-month stretch
-65.54%Mar 2023 → Mar 2024
Deepest drawdown
-72.28%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years