Lump Sum10 years ago
$10,000 invested once
$51,667+$41,667 · +416.67%
Total invested$10,000
Annualised (CAGR)+17.91%
Max drawdown-76.32%
SIP · Monthly122 contributions
$100 every month
$58,435+$46,235 · +378.98%
Total invested$12,200
Money-weighted (XIRR)+29.65%
Max drawdown-68.64%
SIP · Biweekly261 contributions
$100 every two weeks
$124,667+$98,567 · +377.65%
Total invested$26,100
Money-weighted (XIRR)+29.68%
Max drawdown-68.16%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$110,102after your settings in RDS.V
Profit
+$87,902+395.95% on money in
Annualised return
+21.84%Money-weighted (XIRR)
Deepest dip
-73.51%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-19.83% | +12.05% | -19.13% | +32.86% | +67.20% p.a. | +36.13% p.a. | +17.91% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -5.56% | +23.53% | -57.14% | +166.67% | +41.67% | -29.41% | -41.67% | +42.86% | +70.00% | +152.94% | +8.14% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $9,628 | -$572 | -5.60% |
| 2017 | $11,500 | $13,603 | +$2,103 | +18.28% |
| 2018 | $12,700 | $6,719 | -$5,981 | -47.10% |
| 2019 | $13,900 | $19,924 | +$6,024 | +43.34% |
| 2020 | $15,100 | $29,978 | +$14,878 | +98.53% |
| 2021 | $16,300 | $22,232 | +$5,932 | +36.39% |
| 2022 | $17,500 | $14,216 | -$3,284 | -18.77% |
| 2023 | $18,800 | $21,766 | +$2,966 | +15.78% |
| 2024 | $20,000 | $38,946 | +$18,946 | +94.73% |
| 2025 | $21,200 | $100,811 | +$79,611 | +375.52% |
| 2026 (YTD) | $22,200 | $110,102 | +$87,902 | +395.95% |
Best 12-month stretch
+286.36%Dec 2024 → Dec 2025
Worst 12-month stretch
-67.86%Aug 2021 → Aug 2022
Deepest drawdown
-76.32%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years