Lump Sum10 years ago
$10,000 invested once
$4,724-$5,276 · -52.76%
Total invested$10,000
Annualised (CAGR)-8.02%
Max drawdown-93.40%
SIP · Monthly110 contributions
$100 every month
$11,876+$876 · +7.96%
Total invested$11,000
Money-weighted (XIRR)+1.70%
Max drawdown-76.74%
SIP · Biweekly235 contributions
$100 every two weeks
$25,349+$1,849 · +7.87%
Total invested$23,500
Money-weighted (XIRR)+1.68%
Max drawdown-76.90%
Playground
How you invest
Growth of your contributions
You invest
$21,000
It would be worth
$16,600after your settings in ITR.V
Profit
-$4,400-20.95% on money in
Annualised return
-3.57%Money-weighted (XIRR)
Deepest dip
-88.99%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-18.21% | +6.16% | -15.53% | -20.72% | +45.04% p.a. | -16.30% p.a. | — |
Calendar-year returns
| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|
| +4.76% | -20.00% | +34.09% | +69.49% | -45.60% | -68.75% | -34.59% | -6.83% | +306.95% | -41.18% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2017 | $10,200 | $10,691 | +$491 | +4.81% |
| 2018 | $11,500 | $9,798 | -$1,702 | -14.80% |
| 2019 | $12,700 | $14,637 | +$1,937 | +15.26% |
| 2020 | $13,900 | $26,462 | +$12,562 | +90.37% |
| 2021 | $15,100 | $15,339 | +$239 | +1.58% |
| 2022 | $16,300 | $5,715 | -$10,585 | -64.94% |
| 2023 | $17,500 | $4,912 | -$12,588 | -71.93% |
| 2024 | $18,800 | $5,962 | -$12,838 | -68.29% |
| 2025 | $20,000 | $26,826 | +$6,826 | +34.13% |
| 2026 (YTD) | $21,000 | $16,600 | -$4,400 | -20.95% |
Best 12-month stretch
+404.35%Jan 2025 → Jan 2026
Worst 12-month stretch
-80.37%Aug 2021 → Aug 2022
Deepest drawdown
-93.40%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years