Lump Sum10 years ago
$10,000 invested once
$12,105+$2,105 · +21.05%
Total invested$10,000
Annualised (CAGR)+1.94%
Max drawdown-50.24%
SIP · Monthly122 contributions
$100 every month
$15,486+$3,286 · +26.93%
Total invested$12,200
Money-weighted (XIRR)+4.70%
Max drawdown-30.66%
SIP · Biweekly261 contributions
$100 every two weeks
$33,275+$7,175 · +27.49%
Total invested$26,100
Money-weighted (XIRR)+4.80%
Max drawdown-30.35%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$27,591after your settings in XTC.TO
Profit
+$5,391+24.28% on money in
Annualised return
+2.98%Money-weighted (XIRR)
Deepest dip
-36.00%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+1.12% | +2.87% | +12.69% | +26.51% | +9.87% p.a. | +1.81% p.a. | +1.94% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.90% | -3.03% | -3.94% | -11.17% | +21.91% | +16.13% | -21.45% | +8.09% | +1.98% | -4.35% | +23.65% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,287 | +$87 | +0.85% |
| 2017 | $11,500 | $11,238 | -$262 | -2.28% |
| 2018 | $12,700 | $12,025 | -$675 | -5.32% |
| 2019 | $13,900 | $11,849 | -$2,051 | -14.76% |
| 2020 | $15,100 | $16,068 | +$968 | +6.41% |
| 2021 | $16,300 | $19,891 | +$3,591 | +22.03% |
| 2022 | $17,500 | $16,757 | -$743 | -4.24% |
| 2023 | $18,800 | $19,485 | +$685 | +3.64% |
| 2024 | $20,000 | $21,070 | +$1,070 | +5.35% |
| 2025 | $21,200 | $21,446 | +$246 | +1.16% |
| 2026 (YTD) | $22,200 | $27,591 | +$5,391 | +24.28% |
Best 12-month stretch
+108.19%Mar 2020 → Mar 2021
Worst 12-month stretch
-42.19%Apr 2019 → Mar 2020
Deepest drawdown
-50.24%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$3,595on $10,000, trailing 10 years