Lump Sum10 years ago
$10,000 invested once
$25,151+$15,151 · +151.51%
Total invested$10,000
Annualised (CAGR)+19.83%
Max drawdown-52.87%
SIP · Monthly63 contributions
$100 every month
$10,545+$4,245 · +67.37%
Total invested$6,300
Money-weighted (XIRR)+20.51%
Max drawdown-48.55%
SIP · Biweekly134 contributions
$100 every two weeks
$22,632+$9,232 · +68.89%
Total invested$13,400
Money-weighted (XIRR)+20.93%
Max drawdown-48.30%
Playground
How you invest
Growth of your contributions
You invest
$16,300
It would be worth
$35,695after your settings in VHI.TO
Profit
+$19,395+118.99% on money in
Annualised return
+19.95%Money-weighted (XIRR)
Deepest dip
-51.56%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+0.27% | +9.94% | -6.00% | -31.39% | +37.54% p.a. | +20.66% p.a. | — |
Calendar-year returns
| 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|
| +10.37% | -19.70% | +53.96% | +164.22% | -11.50% | -21.17% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2021 | $10,400 | $11,468 | +$1,068 | +10.27% |
| 2022 | $11,600 | $10,358 | -$1,242 | -10.70% |
| 2023 | $12,800 | $17,661 | +$4,861 | +37.98% |
| 2024 | $14,000 | $48,441 | +$34,441 | +246.01% |
| 2025 | $15,300 | $44,021 | +$28,721 | +187.72% |
| 2026 (YTD) | $16,300 | $35,695 | +$19,395 | +118.99% |
Best 12-month stretch
+253.45%Oct 2023 → Oct 2024
Worst 12-month stretch
-50.19%Jul 2025 → Jul 2026
Deepest drawdown
-52.87%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years