Lump Sum10 years ago
$10,000 invested once
$19,187+$9,187 · +91.87%
Total invested$10,000
Annualised (CAGR)+6.76%
Max drawdown-60.02%
SIP · Monthly122 contributions
$100 every month
$14,738+$2,538 · +20.80%
Total invested$12,200
Money-weighted (XIRR)+3.74%
Max drawdown-55.43%
SIP · Biweekly261 contributions
$100 every two weeks
$31,511+$5,411 · +20.73%
Total invested$26,100
Money-weighted (XIRR)+3.73%
Max drawdown-55.64%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$33,925after your settings in VCM.TO
Profit
+$11,725+52.82% on money in
Annualised return
+5.80%Money-weighted (XIRR)
Deepest dip
-57.57%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+2.08% | +1.62% | +4.23% | +36.32% | -5.65% p.a. | -2.29% p.a. | +6.76% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +11.08% | +5.09% | -9.87% | +26.30% | +46.43% | -1.87% | +37.28% | -14.65% | -1.19% | -33.46% | +30.47% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $11,314 | +$1,114 | +10.92% |
| 2017 | $11,500 | $13,133 | +$1,633 | +14.20% |
| 2018 | $12,700 | $12,976 | +$276 | +2.17% |
| 2019 | $13,900 | $17,746 | +$3,846 | +27.67% |
| 2020 | $15,100 | $27,602 | +$12,502 | +82.79% |
| 2021 | $16,300 | $28,225 | +$11,925 | +73.16% |
| 2022 | $17,500 | $40,131 | +$22,631 | +129.32% |
| 2023 | $18,800 | $35,406 | +$16,606 | +88.33% |
| 2024 | $20,000 | $36,008 | +$16,008 | +80.04% |
| 2025 | $21,200 | $25,173 | +$3,973 | +18.74% |
| 2026 (YTD) | $22,200 | $33,925 | +$11,725 | +52.82% |
Best 12-month stretch
+84.47%Mar 2020 → Mar 2021
Worst 12-month stretch
-58.46%Apr 2024 → Mar 2025
Deepest drawdown
-60.02%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$2,628on $10,000, trailing 10 years