Lump Sum10 years ago
$10,000 invested once
$4,634-$5,366 · -53.66%
Total invested$10,000
Annualised (CAGR)-7.43%
Max drawdown-95.20%
SIP · Monthly122 contributions
$100 every month
$18,269+$6,069 · +49.74%
Total invested$12,200
Money-weighted (XIRR)+7.89%
Max drawdown-73.84%
SIP · Biweekly261 contributions
$100 every two weeks
$39,546+$13,446 · +51.52%
Total invested$26,100
Money-weighted (XIRR)+8.14%
Max drawdown-73.09%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$22,903after your settings in USA.TO
Profit
+$703+3.17% on money in
Annualised return
+0.43%Money-weighted (XIRR)
Deepest dip
-86.76%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-36.71% | -23.04% | -46.06% | -23.72% | +57.90% p.a. | +8.28% p.a. | -7.43% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -5.91% | +30.86% | -45.85% | +61.69% | +1.75% | -75.00% | -24.51% | -57.14% | +75.76% | +382.76% | -38.43% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $9,619 | -$581 | -5.69% |
| 2017 | $11,500 | $14,013 | +$2,513 | +21.85% |
| 2018 | $12,700 | $8,492 | -$4,208 | -33.14% |
| 2019 | $13,900 | $15,352 | +$1,452 | +10.44% |
| 2020 | $15,100 | $17,070 | +$1,970 | +13.05% |
| 2021 | $16,300 | $4,966 | -$11,334 | -69.54% |
| 2022 | $17,500 | $4,828 | -$12,672 | -72.41% |
| 2023 | $18,800 | $2,890 | -$15,910 | -84.63% |
| 2024 | $20,000 | $6,898 | -$13,102 | -65.51% |
| 2025 | $21,200 | $36,247 | +$15,047 | +70.98% |
| 2026 (YTD) | $22,200 | $22,903 | +$703 | +3.17% |
Best 12-month stretch
+687.65%Feb 2025 → Feb 2026
Worst 12-month stretch
-75.00%Dec 2020 → Dec 2021
Deepest drawdown
-95.20%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years