Lump Sum10 years ago
$10,000 invested once
$10,140+$140 · +1.40%
Total invested$10,000
Annualised (CAGR)+0.14%
Max drawdown-92.18%
SIP · Monthly122 contributions
$100 every month
$23,155+$10,955 · +89.80%
Total invested$12,200
Money-weighted (XIRR)+12.39%
Max drawdown-87.20%
SIP · Biweekly261 contributions
$100 every two weeks
$49,462+$23,362 · +89.51%
Total invested$26,100
Money-weighted (XIRR)+12.40%
Max drawdown-86.96%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$33,295after your settings in TWM.TO
Profit
+$11,095+49.98% on money in
Annualised return
+5.54%Money-weighted (XIRR)
Deepest dip
-89.90%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-1.82% | +11.71% | +102.21% | +324.29% | +5.23% p.a. | -2.83% p.a. | +0.14% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +4.56% | -1.58% | -12.48% | -8.01% | -24.11% | +64.93% | -19.57% | +8.48% | -85.85% | +69.33% | +367.72% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,656 | +$456 | +4.47% |
| 2017 | $11,500 | $11,906 | +$406 | +3.53% |
| 2018 | $12,700 | $11,602 | -$1,098 | -8.65% |
| 2019 | $13,900 | $11,814 | -$2,086 | -15.01% |
| 2020 | $15,100 | $10,424 | -$4,676 | -30.97% |
| 2021 | $16,300 | $18,561 | +$2,261 | +13.87% |
| 2022 | $17,500 | $15,917 | -$1,583 | -9.05% |
| 2023 | $18,800 | $18,663 | -$137 | -0.73% |
| 2024 | $20,000 | $3,167 | -$16,833 | -84.16% |
| 2025 | $21,200 | $6,692 | -$14,508 | -68.43% |
| 2026 (YTD) | $22,200 | $33,295 | +$11,095 | +49.98% |
Best 12-month stretch
+407.27%Aug 2025 → Aug 2026
Worst 12-month stretch
-87.86%Dec 2023 → Dec 2024
Deepest drawdown
-92.18%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$1,895on $10,000, trailing 10 years