Lump Sum10 years ago
$10,000 invested once
$38,247+$28,247 · +282.47%
Total invested$10,000
Annualised (CAGR)+14.41%
Max drawdown-89.22%
SIP · Monthly122 contributions
$100 every month
$75,232+$63,032 · +516.66%
Total invested$12,200
Money-weighted (XIRR)+34.37%
Max drawdown-72.34%
SIP · Biweekly261 contributions
$100 every two weeks
$162,400+$136,300 · +522.22%
Total invested$26,100
Money-weighted (XIRR)+34.63%
Max drawdown-70.84%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$113,479after your settings in TOT.TO
Profit
+$91,279+411.17% on money in
Annualised return
+22.26%Money-weighted (XIRR)
Deepest dip
-85.29%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+10.00% | +54.31% | +65.82% | +178.66% | +70.65% p.a. | +54.81% p.a. | +14.41% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +17.11% | +3.71% | -28.45% | -37.22% | -48.10% | +83.84% | +46.31% | -8.79% | +62.08% | +33.75% | +154.01% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $11,933 | +$1,733 | +16.99% |
| 2017 | $11,500 | $13,790 | +$2,290 | +19.91% |
| 2018 | $12,700 | $10,957 | -$1,743 | -13.73% |
| 2019 | $13,900 | $7,902 | -$5,998 | -43.15% |
| 2020 | $15,100 | $5,712 | -$9,388 | -62.17% |
| 2021 | $16,300 | $12,172 | -$4,128 | -25.33% |
| 2022 | $17,500 | $19,205 | +$1,705 | +9.74% |
| 2023 | $18,800 | $18,674 | -$126 | -0.67% |
| 2024 | $20,000 | $31,726 | +$11,726 | +58.63% |
| 2025 | $21,200 | $44,028 | +$22,828 | +107.68% |
| 2026 (YTD) | $22,200 | $113,479 | +$91,279 | +411.17% |
Best 12-month stretch
+182.51%Oct 2025 → Oct 2026
Worst 12-month stretch
-83.78%Apr 2019 → Apr 2020
Deepest drawdown
-89.22%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$1,920on $10,000, trailing 10 years