Lump Sum10 years ago
$10,000 invested once
$14,783+$4,783 · +47.83%
Total invested$10,000
Annualised (CAGR)+4.00%
Max drawdown-31.13%
SIP · Monthly122 contributions
$100 every month
$12,128-$72 · -0.59%
Total invested$12,200
Money-weighted (XIRR)-0.12%
Max drawdown-29.10%
SIP · Biweekly261 contributions
$100 every two weeks
$26,005-$95 · -0.36%
Total invested$26,100
Money-weighted (XIRR)-0.07%
Max drawdown-28.52%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$26,911after your settings in TF.TO
Profit
+$4,711+21.22% on money in
Annualised return
+2.64%Money-weighted (XIRR)
Deepest dip
-30.44%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-1.57% | -14.26% | -20.47% | -21.36% | +4.68% p.a. | -3.28% p.a. | +4.00% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +8.40% | +18.71% | -1.67% | +23.03% | -6.34% | +19.67% | -19.60% | +3.28% | +19.71% | +5.38% | -19.12% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $11,048 | +$848 | +8.32% |
| 2017 | $11,500 | $14,514 | +$3,014 | +26.21% |
| 2018 | $12,700 | $15,462 | +$2,762 | +21.75% |
| 2019 | $13,900 | $20,334 | +$6,434 | +46.29% |
| 2020 | $15,100 | $20,313 | +$5,213 | +34.52% |
| 2021 | $16,300 | $25,592 | +$9,292 | +57.00% |
| 2022 | $17,500 | $21,626 | +$4,126 | +23.58% |
| 2023 | $18,800 | $23,584 | +$4,784 | +25.45% |
| 2024 | $20,000 | $29,430 | +$9,430 | +47.15% |
| 2025 | $21,200 | $32,234 | +$11,034 | +52.05% |
| 2026 (YTD) | $22,200 | $26,911 | +$4,711 | +21.22% |
Best 12-month stretch
+47.47%Oct 2023 → Oct 2024
Worst 12-month stretch
-22.67%Sep 2025 → Sep 2026
Deepest drawdown
-31.13%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$8,525on $10,000, trailing 10 years