Lump Sum10 years ago
$10,000 invested once
$43,971+$33,971 · +339.71%
Total invested$10,000
Annualised (CAGR)+16.02%
Max drawdown-30.38%
SIP · Monthly122 contributions
$100 every month
$33,250+$21,050 · +172.54%
Total invested$12,200
Money-weighted (XIRR)+19.17%
Max drawdown-27.74%
SIP · Biweekly261 contributions
$100 every two weeks
$71,289+$45,189 · +173.14%
Total invested$26,100
Money-weighted (XIRR)+19.26%
Max drawdown-28.06%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$77,221after your settings in TD.TO
Profit
+$55,021+247.84% on money in
Annualised return
+16.96%Money-weighted (XIRR)
Deepest dip
-29.38%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+2.93% | +3.95% | +23.18% | +58.56% | +37.63% p.a. | +19.20% p.a. | +16.02% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +10.90% | +15.15% | -4.40% | +12.27% | +2.97% | +40.15% | -6.01% | +2.34% | -4.52% | +74.83% | +38.45% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $11,302 | +$1,102 | +10.80% |
| 2017 | $11,500 | $14,445 | +$2,945 | +25.61% |
| 2018 | $12,700 | $14,921 | +$2,221 | +17.49% |
| 2019 | $13,900 | $17,943 | +$4,043 | +29.09% |
| 2020 | $15,100 | $19,882 | +$4,782 | +31.67% |
| 2021 | $16,300 | $29,260 | +$12,960 | +79.51% |
| 2022 | $17,500 | $28,671 | +$11,171 | +63.83% |
| 2023 | $18,800 | $30,693 | +$11,893 | +63.26% |
| 2024 | $20,000 | $30,500 | +$10,500 | +52.50% |
| 2025 | $21,200 | $54,937 | +$33,737 | +159.14% |
| 2026 (YTD) | $22,200 | $77,221 | +$55,021 | +247.84% |
Best 12-month stretch
+80.24%Jun 2025 → Jun 2026
Worst 12-month stretch
-25.32%Mar 2019 → Mar 2020
Deepest drawdown
-30.38%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$5,728on $10,000, trailing 10 years