Lump Sum10 years ago
$10,000 invested once
$10,074+$74 · +0.74%
Total invested$10,000
Annualised (CAGR)+0.07%
Max drawdown-56.71%
SIP · Monthly122 contributions
$100 every month
$8,891-$3,309 · -27.12%
Total invested$12,200
Money-weighted (XIRR)NaN%
Max drawdown-39.99%
SIP · Biweekly261 contributions
$100 every two weeks
$19,033-$7,067 · -27.07%
Total invested$26,100
Money-weighted (XIRR)NaN%
Max drawdown-39.57%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$18,964after your settings in T.TO
Profit
-$3,236-14.57% on money in
Annualised return
-2.19%Money-weighted (XIRR)
Deepest dip
-46.62%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+2.83% | -13.05% | -23.79% | -36.26% | -11.22% p.a. | -9.76% p.a. | +0.07% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.98% | +16.35% | -1.85% | +17.78% | +5.17% | +23.58% | -8.27% | -4.41% | -9.59% | -2.33% | -27.02% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,401 | +$201 | +1.97% |
| 2017 | $11,500 | $13,505 | +$2,005 | +17.43% |
| 2018 | $12,700 | $14,441 | +$1,741 | +13.71% |
| 2019 | $13,900 | $18,287 | +$4,387 | +31.56% |
| 2020 | $15,100 | $20,529 | +$5,429 | +35.95% |
| 2021 | $16,300 | $26,698 | +$10,398 | +63.79% |
| 2022 | $17,500 | $25,560 | +$8,060 | +46.06% |
| 2023 | $18,800 | $25,682 | +$6,882 | +36.60% |
| 2024 | $20,000 | $24,350 | +$4,350 | +21.75% |
| 2025 | $21,200 | $24,863 | +$3,663 | +17.28% |
| 2026 (YTD) | $22,200 | $18,964 | -$3,236 | -14.57% |
Best 12-month stretch
+39.15%Apr 2021 → Apr 2022
Worst 12-month stretch
-43.72%Oct 2025 → Oct 2026
Deepest drawdown
-56.71%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$6,085on $10,000, trailing 10 years