Lump Sum10 years ago
$10,000 invested once
$19,216+$9,216 · +92.16%
Total invested$10,000
Annualised (CAGR)+37.10%
Max drawdown-14.44%
SIP · Monthly26 contributions
$100 every month
$3,517+$917 · +35.25%
Total invested$2,600
Money-weighted (XIRR)+31.72%
Max drawdown-12.09%
SIP · Biweekly55 contributions
$100 every two weeks
$7,469+$1,969 · +35.80%
Total invested$5,500
Money-weighted (XIRR)+32.49%
Max drawdown-10.47%
Playground
How you invest
Growth of your contributions
You invest
$12,600
It would be worth
$22,733after your settings in SOBO.TO
Profit
+$10,133+80.42% on money in
Annualised return
+36.56%Money-weighted (XIRR)
Deepest dip
-13.81%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+4.70% | -7.26% | +16.64% | +44.13% | — | — | — |
Calendar-year returns
| 2024 | 2025 | YTD |
|---|---|---|
| +20.45% | +17.82% | +35.41% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2024 | $10,400 | $12,471 | +$2,071 | +19.92% |
| 2025 | $11,600 | $15,997 | +$4,397 | +37.90% |
| 2026 (YTD) | $12,600 | $22,733 | +$10,133 | +80.42% |
Best 12-month stretch
+62.70%Jul 2025 → Jul 2026
Worst 12-month stretch
+12.04%Oct 2024 → Oct 2025
Deepest drawdown
-14.44%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$1,893on $10,000, trailing 10 years