Lump Sum10 years ago
$10,000 invested once
$16,321+$6,321 · +63.21%
Total invested$10,000
Annualised (CAGR)+5.04%
Max drawdown-48.45%
SIP · Monthly122 contributions
$100 every month
$17,780+$5,580 · +45.74%
Total invested$12,200
Money-weighted (XIRR)+7.37%
Max drawdown-30.69%
SIP · Biweekly261 contributions
$100 every two weeks
$38,022+$11,922 · +45.68%
Total invested$26,100
Money-weighted (XIRR)+7.38%
Max drawdown-30.65%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$34,101after your settings in SJ.TO
Profit
+$11,901+53.61% on money in
Annualised return
+5.87%Money-weighted (XIRR)
Deepest dip
-41.34%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-2.45% | -12.43% | -19.93% | -13.23% | -0.73% p.a. | +10.39% p.a. | +5.04% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -8.03% | +17.02% | -20.71% | -4.76% | +26.32% | -12.15% | +23.74% | +61.32% | -3.36% | +19.04% | -21.21% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $9,388 | -$812 | -7.96% |
| 2017 | $11,500 | $12,454 | +$954 | +8.29% |
| 2018 | $12,700 | $10,948 | -$1,752 | -13.79% |
| 2019 | $13,900 | $11,510 | -$2,390 | -17.19% |
| 2020 | $15,100 | $16,033 | +$933 | +6.18% |
| 2021 | $16,300 | $15,154 | -$1,146 | -7.03% |
| 2022 | $17,500 | $20,267 | +$2,767 | +15.81% |
| 2023 | $18,800 | $34,353 | +$15,553 | +82.73% |
| 2024 | $20,000 | $34,290 | +$14,290 | +71.45% |
| 2025 | $21,200 | $42,197 | +$20,997 | +99.04% |
| 2026 (YTD) | $22,200 | $34,101 | +$11,901 | +53.61% |
Best 12-month stretch
+113.64%Jun 2022 → Jun 2023
Worst 12-month stretch
-39.08%Mar 2019 → Mar 2020
Deepest drawdown
-48.45%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$1,685on $10,000, trailing 10 years