Lump Sum10 years ago
$10,000 invested once
$11,302+$1,302 · +13.02%
Total invested$10,000
Annualised (CAGR)+1.62%
Max drawdown-52.36%
SIP · Monthly93 contributions
$100 every month
$13,633+$4,333 · +46.59%
Total invested$9,300
Money-weighted (XIRR)+9.83%
Max drawdown-23.49%
SIP · Biweekly200 contributions
$100 every two weeks
$29,306+$9,306 · +46.53%
Total invested$20,000
Money-weighted (XIRR)+9.90%
Max drawdown-21.76%
Playground
How you invest
Growth of your contributions
You invest
$19,300
It would be worth
$24,935after your settings in SFC.TO
Profit
+$5,635+29.20% on money in
Annualised return
+4.41%Money-weighted (XIRR)
Deepest dip
-42.12%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-4.00% | -3.68% | -13.74% | +3.72% | +19.23% p.a. | +11.34% p.a. | — |
Calendar-year returns
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|
| -2.99% | -31.40% | +2.15% | -8.13% | +15.51% | +9.17% | +63.69% | -12.34% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2019 | $11,100 | $10,813 | -$287 | -2.58% |
| 2020 | $12,300 | $8,607 | -$3,693 | -30.02% |
| 2021 | $13,500 | $10,016 | -$3,484 | -25.81% |
| 2022 | $14,700 | $10,296 | -$4,404 | -29.96% |
| 2023 | $15,900 | $13,382 | -$2,518 | -15.84% |
| 2024 | $17,100 | $15,803 | -$1,297 | -7.58% |
| 2025 | $18,400 | $27,487 | +$9,087 | +49.38% |
| 2026 (YTD) | $19,300 | $24,935 | +$5,635 | +29.20% |
Best 12-month stretch
+63.69%Dec 2024 → Dec 2025
Worst 12-month stretch
-45.94%May 2019 → May 2020
Deepest drawdown
-52.36%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$2,185on $10,000, trailing 10 years