Lump Sum10 years ago
$10,000 invested once
$16,912+$6,912 · +69.12%
Total invested$10,000
Annualised (CAGR)+5.41%
Max drawdown-62.90%
SIP · Monthly122 contributions
$100 every month
$11,764-$436 · -3.57%
Total invested$12,200
Money-weighted (XIRR)-0.73%
Max drawdown-42.79%
SIP · Biweekly261 contributions
$100 every two weeks
$25,113-$987 · -3.78%
Total invested$26,100
Money-weighted (XIRR)-0.78%
Max drawdown-42.51%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$28,676after your settings in RIC.TO
Profit
+$6,476+29.17% on money in
Annualised return
+3.51%Money-weighted (XIRR)
Deepest dip
-56.45%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-1.59% | -1.96% | +0.53% | -7.22% | -0.13% p.a. | -10.27% p.a. | +5.41% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.05% | +31.63% | +15.11% | +42.23% | +65.34% | -17.97% | -26.73% | -16.33% | -6.40% | +3.48% | -1.53% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,094 | -$106 | -1.04% |
| 2017 | $11,500 | $14,767 | +$3,267 | +28.41% |
| 2018 | $12,700 | $18,201 | +$5,501 | +43.32% |
| 2019 | $13,900 | $27,314 | +$13,414 | +96.51% |
| 2020 | $15,100 | $46,828 | +$31,728 | +210.12% |
| 2021 | $16,300 | $39,571 | +$23,271 | +142.77% |
| 2022 | $17,500 | $30,087 | +$12,587 | +71.93% |
| 2023 | $18,800 | $26,449 | +$7,649 | +40.69% |
| 2024 | $20,000 | $25,957 | +$5,957 | +29.78% |
| 2025 | $21,200 | $28,093 | +$6,893 | +32.52% |
| 2026 (YTD) | $22,200 | $28,676 | +$6,476 | +29.17% |
Best 12-month stretch
+140.02%Mar 2020 → Mar 2021
Worst 12-month stretch
-33.93%Mar 2021 → Mar 2022
Deepest drawdown
-62.90%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$5,727on $10,000, trailing 10 years