Lump Sum10 years ago
$10,000 invested once
$39,283+$29,283 · +292.83%
Total invested$10,000
Annualised (CAGR)+14.72%
Max drawdown-51.42%
SIP · Monthly122 contributions
$100 every month
$39,407+$27,207 · +223.01%
Total invested$12,200
Money-weighted (XIRR)+22.33%
Max drawdown-49.32%
SIP · Biweekly261 contributions
$100 every two weeks
$84,332+$58,232 · +223.11%
Total invested$26,100
Money-weighted (XIRR)+22.40%
Max drawdown-50.44%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$78,690after your settings in RFA.TO
Profit
+$56,490+254.46% on money in
Annualised return
+17.22%Money-weighted (XIRR)
Deepest dip
-50.89%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-3.61% | -2.38% | +0.79% | +283.98% | +66.91% p.a. | +23.12% p.a. | +14.72% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +12.19% | +20.40% | -28.97% | +31.43% | -3.78% | +21.29% | -19.62% | -19.96% | +22.98% | +17.06% | +188.20% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $11,435 | +$1,235 | +12.11% |
| 2017 | $11,500 | $15,202 | +$3,702 | +32.19% |
| 2018 | $12,700 | $11,744 | -$956 | -7.53% |
| 2019 | $13,900 | $16,685 | +$2,785 | +20.03% |
| 2020 | $15,100 | $17,569 | +$2,469 | +16.35% |
| 2021 | $16,300 | $22,661 | +$6,361 | +39.03% |
| 2022 | $17,500 | $19,210 | +$1,710 | +9.77% |
| 2023 | $18,800 | $16,608 | -$2,192 | -11.66% |
| 2024 | $20,000 | $21,790 | +$1,790 | +8.95% |
| 2025 | $21,200 | $26,906 | +$5,706 | +26.91% |
| 2026 (YTD) | $22,200 | $78,690 | +$56,490 | +254.46% |
Best 12-month stretch
+308.96%Sep 2025 → Sep 2026
Worst 12-month stretch
-42.90%May 2022 → May 2023
Deepest drawdown
-51.42%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$6,437on $10,000, trailing 10 years