Lump Sum10 years ago
$10,000 invested once
$16,431+$6,431 · +64.31%
Total invested$10,000
Annualised (CAGR)+5.11%
Max drawdown-40.36%
SIP · Monthly122 contributions
$100 every month
$14,738+$2,538 · +20.80%
Total invested$12,200
Money-weighted (XIRR)+3.74%
Max drawdown-29.58%
SIP · Biweekly261 contributions
$100 every two weeks
$31,616+$5,516 · +21.13%
Total invested$26,100
Money-weighted (XIRR)+3.80%
Max drawdown-29.45%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$31,169after your settings in RCH.TO
Profit
+$8,969+40.40% on money in
Annualised return
+4.65%Money-weighted (XIRR)
Deepest dip
-32.33%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+4.28% | +7.37% | -5.30% | +0.88% | -1.02% p.a. | -1.36% p.a. | +5.11% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.24% | +35.18% | -32.88% | +21.15% | +21.50% | +33.18% | -15.91% | +34.47% | -17.93% | +4.49% | -3.55% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,072 | -$128 | -1.26% |
| 2017 | $11,500 | $15,090 | +$3,590 | +31.22% |
| 2018 | $12,700 | $11,117 | -$1,583 | -12.47% |
| 2019 | $13,900 | $14,824 | +$924 | +6.65% |
| 2020 | $15,100 | $19,322 | +$4,222 | +27.96% |
| 2021 | $16,300 | $27,004 | +$10,704 | +65.67% |
| 2022 | $17,500 | $23,826 | +$6,326 | +36.15% |
| 2023 | $18,800 | $33,539 | +$14,739 | +78.40% |
| 2024 | $20,000 | $28,689 | +$8,689 | +43.44% |
| 2025 | $21,200 | $31,305 | +$10,105 | +47.67% |
| 2026 (YTD) | $22,200 | $31,169 | +$8,969 | +40.40% |
Best 12-month stretch
+94.62%Mar 2020 → Mar 2021
Worst 12-month stretch
-36.59%Dec 2017 → Dec 2018
Deepest drawdown
-40.36%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$1,573on $10,000, trailing 10 years