Lump Sum10 years ago
$10,000 invested once
$29,072+$19,072 · +190.72%
Total invested$10,000
Annualised (CAGR)+11.30%
Max drawdown-65.55%
SIP · Monthly122 contributions
$100 every month
$33,097+$20,897 · +171.29%
Total invested$12,200
Money-weighted (XIRR)+19.08%
Max drawdown-43.66%
SIP · Biweekly261 contributions
$100 every two weeks
$70,505+$44,405 · +170.14%
Total invested$26,100
Money-weighted (XIRR)+19.06%
Max drawdown-44.42%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$62,170after your settings in RAY.TO
Profit
+$39,970+180.04% on money in
Annualised return
+14.00%Money-weighted (XIRR)
Deepest dip
-57.78%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+5.61% | +4.82% | +2.76% | +44.35% | +58.67% p.a. | +24.12% p.a. | +11.30% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +8.45% | +16.44% | -28.19% | +3.61% | +0.83% | +10.42% | -26.58% | +31.46% | +27.91% | +100.71% | +12.16% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $11,057 | +$857 | +8.40% |
| 2017 | $11,500 | $14,382 | +$2,882 | +25.06% |
| 2018 | $12,700 | $11,304 | -$1,396 | -10.99% |
| 2019 | $13,900 | $12,981 | -$919 | -6.61% |
| 2020 | $15,100 | $14,641 | -$459 | -3.04% |
| 2021 | $16,300 | $17,347 | +$1,047 | +6.42% |
| 2022 | $17,500 | $13,744 | -$3,756 | -21.46% |
| 2023 | $18,800 | $19,573 | +$773 | +4.11% |
| 2024 | $20,000 | $26,263 | +$6,263 | +31.31% |
| 2025 | $21,200 | $54,487 | +$33,287 | +157.02% |
| 2026 (YTD) | $22,200 | $62,170 | +$39,970 | +180.04% |
Best 12-month stretch
+115.69%Mar 2020 → Mar 2021
Worst 12-month stretch
-48.17%Mar 2019 → Mar 2020
Deepest drawdown
-65.55%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$3,463on $10,000, trailing 10 years