Lump Sum10 years ago
$10,000 invested once
$13,390+$3,390 · +33.90%
Total invested$10,000
Annualised (CAGR)+2.97%
Max drawdown-74.34%
SIP · Monthly122 contributions
$100 every month
$15,632+$3,432 · +28.13%
Total invested$12,200
Money-weighted (XIRR)+4.88%
Max drawdown-53.43%
SIP · Biweekly261 contributions
$100 every two weeks
$33,643+$7,543 · +28.90%
Total invested$26,100
Money-weighted (XIRR)+5.01%
Max drawdown-54.08%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$29,023after your settings in PSI.TO
Profit
+$6,823+30.73% on money in
Annualised return
+3.67%Money-weighted (XIRR)
Deepest dip
-68.18%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-2.19% | +5.64% | +3.69% | +20.35% | +5.74% p.a. | +12.36% p.a. | +2.97% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +31.22% | -3.83% | +5.16% | -25.07% | -36.51% | +49.54% | +41.63% | +5.18% | -8.70% | -9.91% | +15.75% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $13,360 | +$3,160 | +30.98% |
| 2017 | $11,500 | $14,134 | +$2,634 | +22.91% |
| 2018 | $12,700 | $16,024 | +$3,324 | +26.17% |
| 2019 | $13,900 | $12,958 | -$942 | -6.78% |
| 2020 | $15,100 | $9,575 | -$5,525 | -36.59% |
| 2021 | $16,300 | $15,844 | -$456 | -2.79% |
| 2022 | $17,500 | $23,807 | +$6,307 | +36.04% |
| 2023 | $18,800 | $26,614 | +$7,814 | +41.56% |
| 2024 | $20,000 | $25,456 | +$5,456 | +27.28% |
| 2025 | $21,200 | $24,165 | +$2,965 | +13.99% |
| 2026 (YTD) | $22,200 | $29,023 | +$6,823 | +30.73% |
Best 12-month stretch
+124.79%Nov 2020 → Nov 2021
Worst 12-month stretch
-66.39%Sep 2019 → Sep 2020
Deepest drawdown
-74.34%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$3,470on $10,000, trailing 10 years