Lump Sum10 years ago
$10,000 invested once
$22,136+$12,136 · +121.36%
Total invested$10,000
Annualised (CAGR)+18.04%
Max drawdown-22.72%
SIP · Monthly59 contributions
$100 every month
$10,202+$4,302 · +72.92%
Total invested$5,900
Money-weighted (XIRR)+23.30%
Max drawdown-14.38%
SIP · Biweekly126 contributions
$100 every two weeks
$21,827+$9,227 · +73.23%
Total invested$12,600
Money-weighted (XIRR)+23.52%
Max drawdown-11.55%
Playground
How you invest
Growth of your contributions
You invest
$15,900
It would be worth
$32,338after your settings in PMZ-UN.TO
Profit
+$16,438+103.38% on money in
Annualised return
+19.06%Money-weighted (XIRR)
Deepest dip
-20.49%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+3.61% | -1.55% | +21.29% | +48.98% | +28.83% p.a. | — | — |
Calendar-year returns
| 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|
| +16.95% | +0.18% | +19.99% | +5.51% | +49.24% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2022 | $11,200 | $13,005 | +$1,805 | +16.12% |
| 2023 | $12,500 | $14,371 | +$1,871 | +14.97% |
| 2024 | $13,700 | $18,588 | +$4,888 | +35.68% |
| 2025 | $14,900 | $20,891 | +$5,991 | +40.21% |
| 2026 (YTD) | $15,900 | $32,338 | +$16,438 | +103.38% |
Best 12-month stretch
+64.89%Jul 2025 → Jul 2026
Worst 12-month stretch
-12.08%Mar 2022 → Mar 2023
Deepest drawdown
-22.72%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$3,005on $10,000, trailing 10 years