Lump Sum10 years ago
$10,000 invested once
$8,214-$1,786 · -17.86%
Total invested$10,000
Annualised (CAGR)-3.63%
Max drawdown-56.59%
SIP · Monthly65 contributions
$100 every month
$4,759-$1,741 · -26.78%
Total invested$6,500
Money-weighted (XIRR)-11.48%
Max drawdown-46.00%
SIP · Biweekly140 contributions
$100 every two weeks
$10,309-$3,691 · -26.36%
Total invested$14,000
Money-weighted (XIRR)-11.43%
Max drawdown-46.22%
Playground
How you invest
Growth of your contributions
You invest
$16,500
It would be worth
$12,974after your settings in PET.TO
Profit
-$3,526-21.37% on money in
Annualised return
-5.54%Money-weighted (XIRR)
Deepest dip
-51.60%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+12.59% | +6.90% | -5.05% | -43.49% | -6.17% p.a. | -6.00% p.a. | — |
Calendar-year returns
| 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|
| +38.77% | +9.26% | -25.46% | -8.56% | +8.86% | -26.99% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2021 | $10,700 | $14,707 | +$4,007 | +37.45% |
| 2022 | $11,900 | $17,500 | +$5,600 | +47.06% |
| 2023 | $13,100 | $14,169 | +$1,069 | +8.16% |
| 2024 | $14,300 | $14,088 | -$212 | -1.48% |
| 2025 | $15,600 | $16,558 | +$958 | +6.14% |
| 2026 (YTD) | $16,500 | $12,974 | -$3,526 | -21.37% |
Best 12-month stretch
+62.51%Aug 2024 → Aug 2025
Worst 12-month stretch
-52.47%Sep 2025 → Sep 2026
Deepest drawdown
-56.59%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$754on $10,000, trailing 10 years