Lump Sum10 years ago
$10,000 invested once
$12,092+$2,092 · +20.92%
Total invested$10,000
Annualised (CAGR)+1.92%
Max drawdown-51.92%
SIP · Monthly122 contributions
$100 every month
$11,741-$459 · -3.76%
Total invested$12,200
Money-weighted (XIRR)-0.77%
Max drawdown-44.00%
SIP · Biweekly261 contributions
$100 every two weeks
$25,198-$902 · -3.46%
Total invested$26,100
Money-weighted (XIRR)-0.71%
Max drawdown-43.58%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$23,833after your settings in OTEX.TO
Profit
+$1,633+7.36% on money in
Annualised return
+0.98%Money-weighted (XIRR)
Deepest dip
-45.44%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+22.97% | +25.43% | +30.76% | -25.92% | -1.08% p.a. | -5.97% p.a. | +1.92% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.87% | +8.73% | -1.79% | +35.18% | +2.41% | +5.63% | -31.37% | +42.38% | -23.46% | +9.50% | -7.17% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,392 | +$192 | +1.88% |
| 2017 | $11,500 | $12,655 | +$1,155 | +10.04% |
| 2018 | $12,700 | $13,558 | +$858 | +6.75% |
| 2019 | $13,900 | $19,634 | +$5,734 | +41.25% |
| 2020 | $15,100 | $21,357 | +$6,257 | +41.43% |
| 2021 | $16,300 | $23,734 | +$7,434 | +45.61% |
| 2022 | $17,500 | $17,343 | -$157 | -0.90% |
| 2023 | $18,800 | $26,141 | +$7,341 | +39.05% |
| 2024 | $20,000 | $21,115 | +$1,115 | +5.57% |
| 2025 | $21,200 | $24,384 | +$3,184 | +15.02% |
| 2026 (YTD) | $22,200 | $23,833 | +$1,633 | +7.36% |
Best 12-month stretch
+45.44%Dec 2022 → Dec 2023
Worst 12-month stretch
-42.43%Nov 2021 → Oct 2022
Deepest drawdown
-51.92%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$2,605on $10,000, trailing 10 years