Lump Sum10 years ago
$10,000 invested once
$27,870+$17,870 · +178.70%
Total invested$10,000
Annualised (CAGR)+10.83%
Max drawdown-18.95%
SIP · Monthly122 contributions
$100 every month
$21,427+$9,227 · +75.63%
Total invested$12,200
Money-weighted (XIRR)+10.93%
Max drawdown-13.82%
SIP · Biweekly261 contributions
$100 every two weeks
$45,900+$19,800 · +75.86%
Total invested$26,100
Money-weighted (XIRR)+10.98%
Max drawdown-14.13%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$49,297after your settings in MRU.TO
Profit
+$27,097+122.06% on money in
Annualised return
+10.86%Money-weighted (XIRR)
Deepest dip
-17.45%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+6.78% | +5.03% | +7.19% | +3.80% | +13.85% p.a. | +10.99% p.a. | +10.83% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.40% | +1.80% | +17.30% | +17.75% | +7.24% | +20.54% | +13.16% | -6.94% | +35.42% | +10.12% | -0.96% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,057 | -$143 | -1.40% |
| 2017 | $11,500 | $11,504 | +$4 | +0.03% |
| 2018 | $12,700 | $14,819 | +$2,119 | +16.68% |
| 2019 | $13,900 | $18,704 | +$4,804 | +34.56% |
| 2020 | $15,100 | $21,232 | +$6,132 | +40.61% |
| 2021 | $16,300 | $26,945 | +$10,645 | +65.31% |
| 2022 | $17,500 | $31,772 | +$14,272 | +81.55% |
| 2023 | $18,800 | $30,819 | +$12,019 | +63.93% |
| 2024 | $20,000 | $43,139 | +$23,139 | +115.70% |
| 2025 | $21,200 | $48,720 | +$27,520 | +129.81% |
| 2026 (YTD) | $22,200 | $49,297 | +$27,097 | +122.06% |
Best 12-month stretch
+49.67%May 2024 → May 2025
Worst 12-month stretch
-15.97%May 2025 → May 2026
Deepest drawdown
-18.95%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$2,560on $10,000, trailing 10 years