Lump Sum10 years ago
$10,000 invested once
$13,283+$3,283 · +32.83%
Total invested$10,000
Annualised (CAGR)+2.89%
Max drawdown-39.44%
SIP · Monthly122 contributions
$100 every month
$15,501+$3,301 · +27.06%
Total invested$12,200
Money-weighted (XIRR)+4.72%
Max drawdown-28.56%
SIP · Biweekly261 contributions
$100 every two weeks
$33,152+$7,052 · +27.02%
Total invested$26,100
Money-weighted (XIRR)+4.73%
Max drawdown-28.70%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$28,785after your settings in MFI.TO
Profit
+$6,585+29.66% on money in
Annualised return
+3.56%Money-weighted (XIRR)
Deepest dip
-33.67%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+2.50% | -5.22% | -12.43% | -2.44% | +8.70% p.a. | +5.77% p.a. | +2.89% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -4.93% | +29.05% | -22.31% | -5.21% | +13.93% | +6.50% | -13.76% | +6.67% | -15.57% | +44.35% | +8.08% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $9,702 | -$498 | -4.88% |
| 2017 | $11,500 | $13,942 | +$2,442 | +21.23% |
| 2018 | $12,700 | $11,904 | -$796 | -6.27% |
| 2019 | $13,900 | $12,340 | -$1,560 | -11.22% |
| 2020 | $15,100 | $15,364 | +$264 | +1.75% |
| 2021 | $16,300 | $17,683 | +$1,383 | +8.48% |
| 2022 | $17,500 | $16,431 | -$1,069 | -6.11% |
| 2023 | $18,800 | $18,780 | -$20 | -0.11% |
| 2024 | $20,000 | $16,958 | -$3,042 | -15.21% |
| 2025 | $21,200 | $25,755 | +$4,555 | +21.48% |
| 2026 (YTD) | $22,200 | $28,785 | +$6,585 | +29.66% |
Best 12-month stretch
+69.87%Aug 2024 → Aug 2025
Worst 12-month stretch
-35.66%Nov 2021 → Oct 2022
Deepest drawdown
-39.44%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$2,638on $10,000, trailing 10 years