Lump Sum10 years ago
$10,000 invested once
$22,806+$12,806 · +128.06%
Total invested$10,000
Annualised (CAGR)+8.62%
Max drawdown-74.03%
SIP · Monthly122 contributions
$100 every month
$38,155+$25,955 · +212.75%
Total invested$12,200
Money-weighted (XIRR)+21.73%
Max drawdown-59.28%
SIP · Biweekly261 contributions
$100 every two weeks
$82,048+$55,948 · +214.36%
Total invested$26,100
Money-weighted (XIRR)+21.89%
Max drawdown-60.47%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$60,961after your settings in MAL.TO
Profit
+$38,761+174.60% on money in
Annualised return
+13.74%Money-weighted (XIRR)
Deepest dip
-66.84%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-5.88% | -6.35% | +32.11% | +88.85% | +67.49% p.a. | +27.54% p.a. | +8.62% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.71% | +18.52% | -27.47% | -2.67% | -34.35% | +18.19% | +3.54% | -20.45% | +34.34% | +86.77% | +71.22% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,123 | -$77 | -0.76% |
| 2017 | $11,500 | $13,403 | +$1,903 | +16.55% |
| 2018 | $12,700 | $10,750 | -$1,950 | -15.36% |
| 2019 | $13,900 | $11,535 | -$2,365 | -17.01% |
| 2020 | $15,100 | $8,997 | -$6,103 | -40.41% |
| 2021 | $16,300 | $11,816 | -$4,484 | -27.51% |
| 2022 | $17,500 | $13,723 | -$3,777 | -21.58% |
| 2023 | $18,800 | $12,211 | -$6,589 | -35.05% |
| 2024 | $20,000 | $17,840 | -$2,160 | -10.80% |
| 2025 | $21,200 | $34,920 | +$13,720 | +64.72% |
| 2026 (YTD) | $22,200 | $60,961 | +$38,761 | +174.60% |
Best 12-month stretch
+178.88%Aug 2025 → Aug 2026
Worst 12-month stretch
-68.76%May 2019 → May 2020
Deepest drawdown
-74.03%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$1,502on $10,000, trailing 10 years