Lump Sum10 years ago
$10,000 invested once
$38,164+$28,164 · +281.64%
Total invested$10,000
Annualised (CAGR)+14.38%
Max drawdown-55.68%
SIP · Monthly122 contributions
$100 every month
$15,715+$3,515 · +28.81%
Total invested$12,200
Money-weighted (XIRR)+4.99%
Max drawdown-46.17%
SIP · Biweekly261 contributions
$100 every two weeks
$33,612+$7,512 · +28.78%
Total invested$26,100
Money-weighted (XIRR)+5.00%
Max drawdown-46.78%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$53,879after your settings in LIF.TO
Profit
+$31,679+142.70% on money in
Annualised return
+12.06%Money-weighted (XIRR)
Deepest dip
-54.17%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-16.10% | -19.92% | -25.97% | -23.53% | -6.73% p.a. | -3.29% p.a. | +14.38% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +31.64% | +67.14% | -4.25% | +13.79% | +52.33% | +33.21% | -1.55% | +2.89% | +1.28% | +5.53% | -27.54% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $13,388 | +$3,188 | +31.26% |
| 2017 | $11,500 | $24,390 | +$12,890 | +112.09% |
| 2018 | $12,700 | $24,576 | +$11,876 | +93.51% |
| 2019 | $13,900 | $29,089 | +$15,189 | +109.27% |
| 2020 | $15,100 | $46,150 | +$31,050 | +205.63% |
| 2021 | $16,300 | $62,724 | +$46,424 | +284.81% |
| 2022 | $17,500 | $63,031 | +$45,531 | +260.18% |
| 2023 | $18,800 | $66,192 | +$47,392 | +252.09% |
| 2024 | $20,000 | $68,264 | +$48,264 | +241.32% |
| 2025 | $21,200 | $73,296 | +$52,096 | +245.74% |
| 2026 (YTD) | $22,200 | $53,879 | +$31,679 | +142.70% |
Best 12-month stretch
+203.12%Mar 2020 → Mar 2021
Worst 12-month stretch
-44.12%Apr 2019 → Mar 2020
Deepest drawdown
-55.68%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$20,084on $10,000, trailing 10 years