Lump Sum10 years ago
$10,000 invested once
$63,338+$53,338 · +533.38%
Total invested$10,000
Annualised (CAGR)+20.35%
Max drawdown-68.17%
SIP · Monthly122 contributions
$100 every month
$57,434+$45,234 · +370.77%
Total invested$12,200
Money-weighted (XIRR)+29.33%
Max drawdown-58.36%
SIP · Biweekly261 contributions
$100 every two weeks
$123,119+$97,019 · +371.72%
Total invested$26,100
Money-weighted (XIRR)+29.45%
Max drawdown-58.35%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$120,773after your settings in K.TO
Profit
+$98,573+444.02% on money in
Annualised return
+23.13%Money-weighted (XIRR)
Deepest dip
-64.90%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-11.82% | -6.98% | -29.99% | -6.22% | +63.93% p.a. | +35.74% p.a. | +20.35% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -23.82% | +29.36% | -19.56% | +40.37% | +53.79% | -19.94% | -22.64% | +49.15% | +78.98% | +176.99% | -19.17% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $7,793 | -$2,407 | -23.59% |
| 2017 | $11,500 | $11,466 | -$34 | -0.30% |
| 2018 | $12,700 | $10,430 | -$2,270 | -17.87% |
| 2019 | $13,900 | $16,053 | +$2,153 | +15.49% |
| 2020 | $15,100 | $25,957 | +$10,857 | +71.90% |
| 2021 | $16,300 | $21,852 | +$5,552 | +34.06% |
| 2022 | $17,500 | $18,108 | +$608 | +3.47% |
| 2023 | $18,800 | $28,613 | +$9,813 | +52.19% |
| 2024 | $20,000 | $52,840 | +$32,840 | +164.20% |
| 2025 | $21,200 | $148,423 | +$127,223 | +600.11% |
| 2026 (YTD) | $22,200 | $120,773 | +$98,573 | +444.02% |
Best 12-month stretch
+234.71%Jan 2025 → Jan 2026
Worst 12-month stretch
-47.57%Jul 2021 → Jul 2022
Deepest drawdown
-68.17%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$1,916on $10,000, trailing 10 years