Lump Sum10 years ago
$10,000 invested once
$29,289+$19,289 · +192.89%
Total invested$10,000
Annualised (CAGR)+11.39%
Max drawdown-95.98%
SIP · Monthly122 contributions
$100 every month
$51,721+$39,521 · +323.95%
Total invested$12,200
Money-weighted (XIRR)+27.38%
Max drawdown-85.45%
SIP · Biweekly261 contributions
$100 every two weeks
$110,311+$84,211 · +322.65%
Total invested$26,100
Money-weighted (XIRR)+27.40%
Max drawdown-85.97%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$81,011after your settings in JOY.TO
Profit
+$58,811+264.91% on money in
Annualised return
+17.61%Money-weighted (XIRR)
Deepest dip
-92.81%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
+10.11% | +27.09% | +13.14% | +49.87% | +4.91% p.a. | +27.95% p.a. | +11.39% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +42.13% | -36.79% | +5.65% | -15.51% | -85.44% | +1073.91% | +102.22% | -29.30% | -44.56% | +62.62% | +65.80% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $14,450 | +$4,250 | +41.66% |
| 2017 | $11,500 | $10,198 | -$1,302 | -11.32% |
| 2018 | $12,700 | $11,986 | -$714 | -5.62% |
| 2019 | $13,900 | $11,005 | -$2,895 | -20.83% |
| 2020 | $15,100 | $2,515 | -$12,585 | -83.34% |
| 2021 | $16,300 | $33,416 | +$17,116 | +105.01% |
| 2022 | $17,500 | $68,904 | +$51,404 | +293.73% |
| 2023 | $18,800 | $49,670 | +$30,870 | +164.20% |
| 2024 | $20,000 | $28,459 | +$8,459 | +42.29% |
| 2025 | $21,200 | $48,127 | +$26,927 | +127.02% |
| 2026 (YTD) | $22,200 | $81,011 | +$58,811 | +264.91% |
Best 12-month stretch
+1278.57%Jan 2021 → Jan 2022
Worst 12-month stretch
-93.81%Oct 2019 → Oct 2020
Deepest drawdown
-95.98%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years