Lump Sum10 years ago
$10,000 invested once
$7,164-$2,836 · -28.36%
Total invested$10,000
Annualised (CAGR)-13.09%
Max drawdown-58.17%
SIP · Monthly29 contributions
$100 every month
$2,641-$259 · -8.92%
Total invested$2,900
Money-weighted (XIRR)-7.44%
Max drawdown-27.78%
SIP · Biweekly63 contributions
$100 every two weeks
$5,718-$582 · -9.23%
Total invested$6,300
Money-weighted (XIRR)-7.95%
Max drawdown-26.71%
Playground
How you invest
Growth of your contributions
You invest
$12,900
It would be worth
$9,805after your settings in ISO.TO
Profit
-$3,095-23.99% on money in
Annualised return
-12.27%Money-weighted (XIRR)
Deepest dip
-52.33%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-16.62% | -16.62% | -30.25% | -12.88% | — | — | — |
Calendar-year returns
| 2024 | 2025 | YTD |
|---|---|---|
| -22.22% | +14.45% | -19.52% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2024 | $10,800 | $8,536 | -$2,264 | -20.96% |
| 2025 | $12,000 | $11,353 | -$647 | -5.39% |
| 2026 (YTD) | $12,900 | $9,805 | -$3,095 | -23.99% |
Best 12-month stretch
+98.40%Apr 2025 → Apr 2026
Worst 12-month stretch
-45.47%Jun 2024 → Jun 2025
Deepest drawdown
-58.17%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years