Lump Sum10 years ago
$10,000 invested once
$40,427+$30,427 · +304.27%
Total invested$10,000
Annualised (CAGR)+15.05%
Max drawdown-84.04%
SIP · Monthly122 contributions
$100 every month
$57,527+$45,327 · +371.54%
Total invested$12,200
Money-weighted (XIRR)+29.36%
Max drawdown-66.06%
SIP · Biweekly261 contributions
$100 every two weeks
$123,141+$97,041 · +371.81%
Total invested$26,100
Money-weighted (XIRR)+29.45%
Max drawdown-65.89%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$97,954after your settings in IMG.TO
Profit
+$75,754+341.24% on money in
Annualised return
+20.22%Money-weighted (XIRR)
Deepest dip
-73.88%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-18.42% | +9.97% | -3.40% | +36.70% | +85.36% p.a. | +46.32% p.a. | +15.05% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| -7.65% | +41.23% | -30.70% | -6.50% | -1.68% | -15.63% | -11.93% | -3.75% | +138.32% | +179.40% | +2.16% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $9,433 | -$767 | -7.52% |
| 2017 | $11,500 | $14,829 | +$3,329 | +28.95% |
| 2018 | $12,700 | $11,307 | -$1,393 | -10.97% |
| 2019 | $13,900 | $11,863 | -$2,037 | -14.65% |
| 2020 | $15,100 | $12,890 | -$2,210 | -14.64% |
| 2021 | $16,300 | $12,132 | -$4,168 | -25.57% |
| 2022 | $17,500 | $12,390 | -$5,110 | -29.20% |
| 2023 | $18,800 | $13,165 | -$5,635 | -29.98% |
| 2024 | $20,000 | $33,144 | +$13,144 | +65.72% |
| 2025 | $21,200 | $94,980 | +$73,780 | +348.02% |
| 2026 (YTD) | $22,200 | $97,954 | +$75,754 | +341.24% |
Best 12-month stretch
+321.08%Feb 2025 → Feb 2026
Worst 12-month stretch
-59.55%May 2018 → May 2019
Deepest drawdown
-84.04%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years