Lump Sum10 years ago
$10,000 invested once
$39,409+$29,409 · +294.09%
Total invested$10,000
Annualised (CAGR)+14.75%
Max drawdown-43.23%
SIP · Monthly122 contributions
$100 every month
$32,524+$20,324 · +166.59%
Total invested$12,200
Money-weighted (XIRR)+18.76%
Max drawdown-41.21%
SIP · Biweekly261 contributions
$100 every two weeks
$69,658+$43,558 · +166.89%
Total invested$26,100
Money-weighted (XIRR)+18.83%
Max drawdown-41.32%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$71,933after your settings in IGM.TO
Profit
+$49,733+224.02% on money in
Annualised return
+15.99%Money-weighted (XIRR)
Deepest dip
-42.71%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-6.03% | -3.74% | +8.61% | +51.71% | +44.23% p.a. | +16.08% p.a. | +14.75% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +8.45% | +21.99% | -24.85% | +28.87% | -1.21% | +39.17% | -12.00% | -1.67% | +39.65% | +40.44% | +31.82% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $11,055 | +$855 | +8.38% |
| 2017 | $11,500 | $14,910 | +$3,410 | +29.65% |
| 2018 | $12,700 | $12,260 | -$440 | -3.46% |
| 2019 | $13,900 | $17,095 | +$3,195 | +22.98% |
| 2020 | $15,100 | $18,255 | +$3,155 | +20.89% |
| 2021 | $16,300 | $26,728 | +$10,428 | +63.97% |
| 2022 | $17,500 | $24,722 | +$7,222 | +41.27% |
| 2023 | $18,800 | $25,548 | +$6,748 | +35.89% |
| 2024 | $20,000 | $37,152 | +$17,152 | +85.76% |
| 2025 | $21,200 | $53,766 | +$32,566 | +153.61% |
| 2026 (YTD) | $22,200 | $71,933 | +$49,733 | +224.02% |
Best 12-month stretch
+105.99%Jul 2025 → Jul 2026
Worst 12-month stretch
-33.19%Apr 2019 → Mar 2020
Deepest drawdown
-43.23%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$6,349on $10,000, trailing 10 years