Lump Sum10 years ago
$10,000 invested once
$8,120-$1,880 · -18.80%
Total invested$10,000
Annualised (CAGR)-3.70%
Max drawdown-87.50%
SIP · Monthly68 contributions
$100 every month
$7,590+$790 · +11.62%
Total invested$6,800
Money-weighted (XIRR)+3.97%
Max drawdown-69.61%
SIP · Biweekly145 contributions
$100 every two weeks
$16,184+$1,684 · +11.62%
Total invested$14,500
Money-weighted (XIRR)+3.99%
Max drawdown-69.82%
Playground
How you invest
Growth of your contributions
You invest
$16,800
It would be worth
$15,710after your settings in IAU.TO
Profit
-$1,090-6.49% on money in
Annualised return
-1.52%Money-weighted (XIRR)
Deepest dip
-84.52%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-18.15% | +6.28% | -5.58% | +48.18% | 0.00% p.a. | -7.48% p.a. | — |
Calendar-year returns
| 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|
| +23.60% | +22.33% | -38.36% | -64.38% | +140.96% | +1.50% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2021 | $10,900 | $13,379 | +$2,479 | +22.75% |
| 2022 | $12,100 | $17,955 | +$5,855 | +48.39% |
| 2023 | $13,300 | $12,107 | -$1,193 | -8.97% |
| 2024 | $14,600 | $5,077 | -$9,523 | -65.22% |
| 2025 | $15,800 | $14,575 | -$1,225 | -7.75% |
| 2026 (YTD) | $16,800 | $15,710 | -$1,090 | -6.49% |
Best 12-month stretch
+216.90%May 2025 → May 2026
Worst 12-month stretch
-73.22%Nov 2023 → Nov 2024
Deepest drawdown
-87.50%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years