Lump Sum10 years ago
$10,000 invested once
$4,436-$5,564 · -55.64%
Total invested$10,000
Annualised (CAGR)-7.83%
Max drawdown-99.64%
SIP · Monthly122 contributions
$100 every month
$56,745+$44,545 · +365.13%
Total invested$12,200
Money-weighted (XIRR)+29.11%
Max drawdown-97.74%
SIP · Biweekly261 contributions
$100 every two weeks
$120,713+$94,613 · +362.50%
Total invested$26,100
Money-weighted (XIRR)+29.08%
Max drawdown-97.45%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$61,181after your settings in HMMC.TO
Profit
+$38,981+175.59% on money in
Annualised return
+13.79%Money-weighted (XIRR)
Deepest dip
-99.18%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-25.96% | -9.44% | -17.11% | +305.69% | +136.10% p.a. | -15.05% p.a. | -7.83% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +100.00% | 0.00% | -40.00% | +100.00% | -66.67% | 0.00% | +25.00% | -97.20% | +28.57% | +1134.57% | -0.20% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $20,300 | +$10,100 | +99.02% |
| 2017 | $11,500 | $21,912 | +$10,412 | +90.54% |
| 2018 | $12,700 | $14,205 | +$1,505 | +11.85% |
| 2019 | $13,900 | $29,965 | +$16,065 | +115.58% |
| 2020 | $15,100 | $11,275 | -$3,825 | -25.33% |
| 2021 | $16,300 | $12,481 | -$3,819 | -23.43% |
| 2022 | $17,500 | $17,160 | -$340 | -1.94% |
| 2023 | $18,800 | $1,660 | -$17,140 | -91.17% |
| 2024 | $20,000 | $3,806 | -$16,194 | -80.97% |
| 2025 | $21,200 | $60,487 | +$39,287 | +185.32% |
| 2026 (YTD) | $22,200 | $61,181 | +$38,981 | +175.59% |
Best 12-month stretch
+3269.23%Jan 2025 → Jan 2026
Worst 12-month stretch
-98.00%Aug 2022 → Aug 2023
Deepest drawdown
-99.64%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
$0on $10,000, trailing 10 years