Lump Sum10 years ago
$10,000 invested once
$152,959+$142,959 · +1429.59%
Total invested$10,000
Annualised (CAGR)+31.41%
Max drawdown-48.32%
SIP · Monthly122 contributions
$100 every month
$102,180+$89,980 · +737.54%
Total invested$12,200
Money-weighted (XIRR)+40.01%
Max drawdown-39.25%
SIP · Biweekly261 contributions
$100 every two weeks
$218,257+$192,157 · +736.23%
Total invested$26,100
Money-weighted (XIRR)+40.09%
Max drawdown-39.19%
Playground
How you invest
Growth of your contributions
You invest
$22,200
It would be worth
$255,139after your settings in HMM-A.TO
Profit
+$232,939+1049.27% on money in
Annualised return
+33.70%Money-weighted (XIRR)
Deepest dip
-40.74%worst peak-to-trough on the way
Trailing returns
| 1 mth | 3 mth | 6 mth | 1 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|---|
-6.47% | +13.88% | +91.78% | +126.26% | +39.90% p.a. | +48.49% p.a. | +31.41% p.a. |
Calendar-year returns
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| +2.67% | +14.22% | -6.26% | -3.03% | +14.68% | +73.02% | +14.89% | +100.52% | +32.02% | +3.01% | +130.79% |
Annual return (%)
Year by year, with your settings
| Year end | Invested to date | Value | Gain | Return on money in |
|---|---|---|---|---|
| 2016 | $10,200 | $10,470 | +$270 | +2.64% |
| 2017 | $11,500 | $13,372 | +$1,872 | +16.28% |
| 2018 | $12,700 | $13,614 | +$914 | +7.20% |
| 2019 | $13,900 | $14,372 | +$472 | +3.39% |
| 2020 | $15,100 | $17,957 | +$2,857 | +18.92% |
| 2021 | $16,300 | $32,410 | +$16,110 | +98.83% |
| 2022 | $17,500 | $38,474 | +$20,974 | +119.85% |
| 2023 | $18,800 | $78,793 | +$59,993 | +319.11% |
| 2024 | $20,000 | $105,267 | +$85,267 | +426.33% |
| 2025 | $21,200 | $109,809 | +$88,609 | +417.97% |
| 2026 (YTD) | $22,200 | $255,139 | +$232,939 | +1049.27% |
Best 12-month stretch
+199.71%Sep 2025 → Sep 2026
Worst 12-month stretch
-32.50%Mar 2019 → Mar 2020
Deepest drawdown
-48.32%peak-to-trough on the lump sum
Fee drag over 10 yrs
—not a fund — no expense ratio
Dividend earnings
+$2,567on $10,000, trailing 10 years